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    I'm looking for advice on brewpub insurance. I'm looking into a project in TX that would be sort of a brew cafe, probably about 500 bbl per year (smallish). Which companies have people had good experiences with? Bad experiences?

    What about cost? About how much do people pay for brewpub insurance (perhaps expressed as a percentage of gross sales if that model works)? Does having a direct-fired vs steam-heated system make a difference in insurance cost? What do you have look out for when shopping for insurance? Do these package policies cover workers comp too?

    Any specific or general pearls of wisdom would be appreciated.

    Thanks!
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