What should I expect to pay for insurance? 3 bbl with a tap room

[Beardown]

We are just starting out and trying to figure out a profit / loss. Can someone provide me with a ballpark figure of what I could expect to pay yearly for insurance, 3 bbl system with tasting room. Thanks! I know there are a lot of variables involved, just looking for ballpark here, thanks again

[fatback]

It's usually based on sales. Our 2 bbl with taproom is around $3250 per year. We own the building so that also includes the coverage on that.

[Beardown]

Great thanks, what coverages did you go with? And what company? Thanks again

[fatback]

I just went with a local agent. The insurance company is Cincinnati. They have a brewery program and that is based on $165,000 in annual sales. If you sell less you get a check. If you sell more you'll owe money. The coverages are way more than we'd ever need but it is the standard fare from that company.